http://www.cronininsurance.com/blog/View Cronin Financial Corp's Website Blogen-uspostmaster@www.cronininsurance.comInsurance Website Builder - www.insurancewebsitebuilder.comurn:uuid:d10e32d3-6556-438d-bb3e-c74ce1ab4f18urn:uuid:f6df74ea-9be1-460d-89ea-ef32e2e15a4f .video{float:left; padding-right:15px; padding:5px; } li { list-style:none; } We belong to the Florida Association of Independent Agents and one of our mentors, David Thompson recently quoted these statistics: The Insura...Tue, 14 Feb 2012 15:11:47 -0600<style type="text/css"> .video{float:left; padding-right:15px; padding:5px; } li { list-style:none; } </style> We belong to the <a target="_blank" href="http://www.faia.com" title="Florida Association of Independent Agents">Florida Association of Independent Agents</a> and one of our mentors, David Thompson recently quoted these statistics: <span style="font-size: x-small;">The Insurance Information Institute recently reported that 24 percent of the vehicles in Florida are completely uninsured. That statistic puts Florida in the &ldquo;top five worst states&rdquo; for uninsured vehicles. Scott Johnson recently wrote in his blog (</span><a href="http://www.scottjohnsonflorida.com/"><span style="font-size: x-small;">www.scottjohnsonflorida.com</span></a><span style="font-size: x-small;">) that the American Insurance Association reported that 87 percent of Florida vehicle owners carry bodily injury liability. Said another way, 13 percent of vehicle owners carry only &ldquo;PIP and PD.&rdquo; Combining those two figures, the end result is that 37 percent of the vehicles on the road have no bodily injury liability coverage. Think about that today as you drive around town; every third vehicle out there has no bodily injury liability coverage. Think, too, about how many others have minimum limits of 10/20/10. While that data is not readily available, I suspect (and it&rsquo;s pure speculation) that at least 10 percent have those low limits. If that is the case, what we now have is close to half of the vehicles on the road with limits of 10/20/10 or no bodily injury liability coverage at all. </span> &nbsp; <ul> <ul> <li> <h6><strong>Uninsured Motorist (UM) covers "You" for Bodily Injury, Loss of Income, and Pain and Suffering. If you are hit by another driver, and your injuries are greater than the $10,000 PIP benefit, and that driver has either No Bodily Injury Liability (BI) or Not Enough Bodily Injury Liability, you can collect from your own Uninsured Motorist Coverage that which you could not collect from the other driver (up to the limits of your UM Coverage).</strong></h6> </li> </ul> </ul> <div class="video"><iframe width="320" height="275" frameborder="0" src="http://www.youtube.com/embed/qK4QuuFlCf0"></iframe></div> <ul> <li>According to the statistics noted above, there is ONE CHANCE IN TWO, that the driver who injures you in an accident has NO BODILY INJURY COVERAGE or Very low limits of BI. This makes Uninsured Motorist Coverage a very valuable Auto Coverage. This is also the reason UM costs more in Florida than many other states. But for a couple hundred dollars you are able to buy Thousands of Dollars worth of an Auto Coverage you are VERY LIKELY TO NEED at claim time.</li> <li>Like Bodily Injury Liability, we recommend you buy as much Uninsured Motorist as you can afford. Keep in mind though that you can't buy limits higher than your BI limits. So if you carry 100/300 BI limits, the most UM you can buy is 100/300. One last thing, one of the best bargains for UM coverage is to endorse your Personal Liability Umbrella for UM- you can usually bring your UM limits up to $1,000,000 for only a couple hundred dollars a year!</li> </ul> Should you buy Uninsured Motorist coverage? The Answer is an emphatic<strong> YES</strong>! <h3><a target="_blank" href="http://www.independentagentsonline.com/framed.aspx?ref=100" title="Save Money When Independent Agents Shop Your Auto Insurance">Buy Uninsured Motorist Coverage by Clicking Here.</a></h3>urn:uuid:89853cfd-7b15-4c61-ac37-97e5202df0eaCronin Insurance Agency has been giving our clients a Trusted Choice since 1993. We shop our Clients' Auto, Home, Business, Life and Health Insurance to Multiple Financially Strong Insurance Companies and get them the best coverage at the lowest rate...Tue, 22 Mar 2011 23:08:55 -0500Cronin Insurance Agency has been giving our clients a Trusted Choice since 1993. We shop our Clients' Auto, Home, Business, Life and Health Insurance to Multiple Financially Strong Insurance Companies and get them the best coverage at the lowest rate.<br /> <br /> Many of you have come to us when your insurance company raised your rates or even cancelled your policy.&nbsp; We thank you for the opportunity to serve you and promise to work our hardest to make sure you save money on all your insurance. <br /> <br /> Our Licensed Insurance Professionals are standing by to answer any Insurance Questions you may have. We think the friendliest people in the Industry work here at Cronin Insurance Agency and stand ready to give you the best service you could find. <br /> <br /> We want to be sure we are hitting the right target and that the information we provide is meaningful to you. To help us out, please let us know how we are doing , by posting your comments below.&nbsp; Thank youurn:uuid:76e5397b-fb3e-4b55-9b02-02046a8e931f&nbsp;Wed, 29 Sep 2010 18:06:24 -0500&nbsp;