What is Property Damage Liability?
When you have an at-fault accident and you damage property, property damage liability will pay these damages. In most cases the property will be the other car; but it might also be a building, a wall, or even a utility pole.
Along with PIP, property damage liability is required by Florida law. You must carry at least $10,000, we recommend higher limits because cars are getting more expensive and replacing one utility poll can cost as much as $18,000.
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