What is Personal Injury Protection (PIP)?
When you are injured in a car accident, no matter who is at fault, the first $10,000 of your injuries is covered by the Personal Injury Protection or (PIP) of your own policy. PIP pays 80% of Medical Bills, 60% of Loss of Income, and has a $5,000 Death Benefit. You need to exhaust your PIP benefits before you can sue the other party. PIP is required by Florida law. You can write PIP with up to a $1000 deductible to save money.
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